Letter to the Queen.

"So in summary, Your Majesty, the failure to foresee the timing, extent and severity of the crisis and to head it off, while it had many causes, was principally a failure of the collective imagination of many bright people, both in this country and internationally, to understand the risks to the system as a whole."
Letter to the Queen of England, by the British Academy. July 2009

(colhido aqui)

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